Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewalextension could be automatic and further interest andor charges may be added to your account. Little-Loans. com is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements.
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There are two scenarios where a payment can be considered defaulted. The first scenario is where your pre-authorized payment bounces. If a payment to reimburse your loan bounces, we will charge a 50 NSF fee.
Your financial institution may also charge you an additional NSF fee for a bounced payment, so its in your best interest to make sure payments are processed within your flexible repayment schedule. The second scenario is where the payment isnt necessarily defaulted; rather its deferred to best personal loans rates 2016 later date. If you have to repay your loan later than the date agreed upon when the loan was approved, there is an administration fee of 35.
00 charged to the account. You should also make sure you inform us 3 business days before your payment date to ensure we can administer the payment date change in time. Are There Other Conditions I Should Be Aware Of.