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You can sell your items outright or borrow money on them. When you take out a pawn shop loan, you hand over your item as collateral, and the shop gives you a fraction of its value in cash. You also get cash advance lowest fees receipt, called a pawn ticket, that shows when your loan is due. A pawn shop loan is usually good for anywhere from one to four months. Any time before that period is up, you can take your ticket back to the store and pay back your loan, along with a fee that can be described as either interest or a finance charge.
Fees range from 5 to 25 of the loan value per month. That adds up to 61 to 304 APR, which is high, but better than youd get from a payday lender. If you cant pay off a pawn shop cash advance lowest fees before it comes due, the shop just keeps your stuff and sells it to someone else.