Hours of Operation for Online Customer Service. Monday Friday 8am 8pm (ET) Saturday 9am 4pm (ET) Sunday Closed. 7755 Montgomery Road Cincinnati, OH 45236. Customer Notice: Payday Loans are typically for two-to four-week terms (up ent personal loan six months in IL). Some borrowers, however, use Payday Loans for several months, which can be expensive. Payday Loans (also referred to as Payday Advances, Cash Advances, Deferred Deposit TransactionsLoans) and high-interest loans should be used for short-term financial needs only and not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling before entering into any loan transaction. See State Center for specific information and requirements. Check N Go OH License SM.
Title loans are a quick way to get money, but the amount of money a borrower can access is usually very limited. Lenders often have a ent personal loan cap on the amount of money they will lend in exchange for placing a lien on a car. 50 percent of car value: While the maximum loan amount varies, the amount a person can receive for a title loan is never more than half of their cars value. One paycheck: Payday loans can be for any amount, but they are traditionally only written in the amount of one full paycheck (or less) so borrowers will have the money in their account when their check is cashed.
Length of loan. Title and payday loans are short-term loans, meaning borrowers get the money quickly but also have to pay back the amount they owe with interest in a limited amount of time. The length of time a borrower has to pay back their ent personal loan varies from lender to lender, but there are some industry standards.
APR: 5. 50 to 13. 79 Loan amount: 3,000 to 100,000. Loan terms: One to five years; can go up to 10 years. Minimum credit score: Not provided, but generally 680 or higher. Time to funding: Typically same day.
Cash advances on a credit card. Unlike purchases, when you take a cash advance on a credit card, youre charged interest right away.
However, the interest rates you pay are much lower than with payday loans. If you dont have a credit card and youve had credit ent personal loan in the past, you may be able to get a secured credit card from a bank or other financial institution. Personal loans. Personal loans let you borrow a fixed amount of money.