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There are exceptions of course. It all depends on each individual lender. When you request a larger loan, lenders may check your credit with three major credit reporting databases. When you request a payday loan, you must be aware that a credit check may be involved.
No Credit or Bad Credit OK. If you have no credit at all, there is nothing for a lender to check, except for your employment income or any income you receive. No credit does not disqualify you from getting a loan. Bad credit may or may not be a problem.
Some states, such as Wisconsin, have no limit on payday loan rates. The highest rate we saw CashNetUSA charge was 25 per 100 borrowed, which is standard, though other lenders charged as much as 30.
The lowest amount we saw from CashNetUSA was 9 per 100 borrowed, which is one of the lowest amounts. Applying online is easy, and you receive an approval decision quickly, sometimes in as little as five minutes.
To apply, you need to be at least 18 years old and a U. citizen as well as have a verifiable source of income and a checking account. In some states, CashNetUSA offers different products, including installment loans or lines of credit.
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