82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131. 67, with a total payback amount of 6,320.
12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18. 23 APR.
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But thats not actually the exact formula used. Non leap years have 365 days, but note that 52 weeks x 7 days per week is 364. So, the exact formula requires using a. A shop window in Falls Church, Virginia, advertises payday loans. more precise number. To figure out how many two-week period there are in a year. We divide 365 days by 14 days to get 26.